How exposed is your crypto? Answer 12 quick questions about how you store and access it, and get a security score with a personal action plan, ranked by what matters most. Built by a cybersecurity team, based on how people actually lose crypto: phishing, account takeovers, lost backups and exchange hacks.
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In October 2026, attackers stole about $6.3 billion from Binance, the world's largest exchange, after compromising a single engineer's laptop. Binance says it will cover its customers, but the episode is a reminder that any company can be breached, and that the days after a big hack bring a wave of fake refund and "support" scams. Read our Binance hack safety guide.
Most ordinary people don't lose crypto to sophisticated hacks, though. They lose it to a fake login page, a reused password, a seed phrase photographed into the cloud, or a convincing "support agent". Those are exactly the habits this checkup looks at.
Each answer is weighted by how much it affects real-world risk. Where your money is kept, how you protect your accounts and how you store your recovery phrase count most. Questions that don't apply to you, for example exchange settings if you don't use an exchange, are left out of your score rather than counted against you. Fixes are ranked Critical (do today), High (this week) and Medium (when you can).
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No tool can guarantee that. A high score means you follow the habits that stop most real-world losses: phishing, account takeovers, exchange failures and lost backups. It doesn't protect against every risk, such as a project you invested in failing.
Exchanges are attractive targets for criminals; in October 2026 attackers stole about $6.3 billion from Binance. A hardware wallet keeps your private keys offline, so your long-term savings don't depend on any exchange's security. Small trading balances can reasonably stay on a reputable exchange.
It's far safer than a photo, an email or a notes app, but it still puts your recovery phrase on internet-connected devices. For significant amounts, most security professionals recommend an offline copy on paper or metal, stored somewhere secure.
Whenever your setup changes, such as opening a new exchange account, buying a hardware wallet or starting to use DeFi apps, and at least once a year.
General security guidance, not a guarantee. This checkup covers the most common ways people lose crypto; it can't assess every risk or your specific situation. It is not financial advice. Some links are affiliate links, clearly marked; they never change what we recommend.